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Mutual Funds

Welcome to Goyama Financial Services! Let’s dive into the world of Mutual Funds, a powerful tool that can help you achieve your financial dreams.

What is a mutual fund?

A mutual fund is a type of investment that pools money from a group of investors and invests it in a variety of securities, such as stocks, bonds, and money market instruments. This allows investors to diversify their risk and potentially achieve higher returns than they could by investing in individual securities.

How do mutual funds work?

When you invest in a mutual fund, you are essentially buying shares of the fund. The fund manager then uses this pool of money from investors to invest in a variety of securities. The performance of the fund will depend on the performance of the underlying securities.

Why Mutual Funds?

Diversification

Just like a buffet offers a range of dishes, mutual funds invest your money in various things, reducing risk.

Professional management

Talented fund managers keep an eye on your investments, making informed decisions.

Liquidity

Mutual funds are liquid, which means that investors can easily buy and sell shares.

Tax efficiency

Mutual funds can be tax-efficient, depending on the type of fund.

Affordability

You can join the feast with a small amount, making it accessible to everyone.

Types of Mutual Funds

These are like the adventurous dishes – they invest in stocks, offering high growth potential.

More like comforting soups, these funds invest in bonds and are generally more stable.

A mix of both, just like a balanced meal that includes both veggies and protein.

How to Begin?

Assess Goals

What's your financial goal? Retirement, buying a home, or that dream vacation?

Risk Tolerance

How much risk can you handle? Are you up for spicy dishes or prefer mild flavors?

Choose a Fund

Based on your goal and risk appetite, pick the fund that suits you.

Invest & Watch

Start with an investment amount and watch it grow over time.